For Legal Heirs

Obtain succession certificates, transfer deceased accounts, and resolve disputes among heirs.

For Widows

Claim on husband’s bank account, pension, gratuity, and other bank-held assets.

For Joint Holders

Joint account holder death cases, survivor rights, and bank refusal issues.

Succession Certificate for Bank Account

• Lawyer for succession certificate for bank account
• Application before NADRA under the 2021 Act
• Application before the civil court where required
• Determination of legal heirs and shares
• Presentation of certificate to the bank

Letter of Administration

• Advocate for letter of administration bank
• Petition for grant of letters of administration
• Where the deceased left a will (probate)
• Where there is no will (intestate succession)
• Representation before the civil court

Deceased Account Transfer

• Lawyer for deceased person bank account transfer
• Transfer of savings, current and fixed deposit accounts
• Transfer of pension and gratuity accounts
• Transfer of lockers and safe deposit items
• Closure and distribution of accounts

Bank Refusing to Release Money

• Lawyer for bank refusing to release money of deceased
• Legal notice to the bank
• Complaint before the Banking Mohtasib
• Suit for recovery of the deceased’s funds
• Damages for wrongful refusal and delay

Legal Heirs Disputes

• Lawyer for legal heirs bank account dispute
• Disputes over shares and entitlement
• Challenge to forged or invalid nominations
• Partition of bank-held assets
• Injunctions against release to wrong persons

NADRA Succession Certificate Issues

• Lawyer for NADRA succession certificate issue with bank
• Where the bank refuses to accept the NADRA certificate
• Correction of NADRA certificate errors
• Coordination between NADRA, bank and heirs
• Court intervention where NADRA process stalls

Widow Claims

• Lawyer for widow claim on husband bank account
• Widow’s share under Islamic law of inheritance
• Claims to pension, gratuity and provident fund
• Challenge to exclusion from nomination
• Protection against claims by other relatives

Joint Account Holder Death

• Lawyer for joint account holder death case
• Survivor’s rights in joint accounts
• Whether the survivor takes the whole or holds in trust
• Bank refusal to release to survivor
• Disputes between survivor and legal heirs

Succession Certificate Applications

• Preparation and filing of NADRA applications
• Preparation and filing of civil court petitions
• Determination of legal heirs and shares
• Documentation and affidavit drafting
• Follow-up with NADRA and court

Letters of Administration & Probate

• Petitions for letters of administration
• Probate of wills
• Contested and uncontested matters
• Representation before the civil court
• Appeals against adverse orders

Bank Coordination & Fund Release

• Presentation of certificate to the bank
• Legal notice where the bank refuses
• Complaints before the Banking Mohtasib
• Suits for recovery of deceased’s funds
• Transfer and distribution of accounts

Disputes Between Legal Heirs

• Representation of widows, children and parents
• Challenge to forged nominations
• Partition of bank-held assets
• Injunctions against release to wrong persons
• Negotiated family settlements

Joint Account & Nomination Matters

• Survivor rights in joint accounts
• Nomination disputes
• Bank refusal to release to survivor
• Disputes between survivor and legal heirs

Litigation & Appeals

• Civil suits for recovery and damages
• Writ petitions in the High Court
• Appeals against succession orders
• Execution of succession and probate orders

Primary Statutes

• Letters of Administration and Succession Certificates Act, 2021 — empowers NADRA to issue succession certificates.
• Succession Act, 1925 — succession for non-Muslims and certain other matters.
• Letters of Administration Act, 1898 — grant of letters of administration.
• Islamic Law of Inheritance (Faraid) — shares of legal heirs for Muslims.
• Banking Companies Ordinance, 1962 — regulation of banking companies.
• State Bank of Pakistan Act, 1956 — powers of the central bank.

Regulatory Framework

• SBP Prudential Regulations — rules on deceased accounts and nominations.
• SBP Circulars — instructions on release of funds to legal heirs.
• NADRA Rules — procedure for succession certificate applications.
• Banking Mohtasib Act — customer grievance redressal.

Forums & Authorities

• NADRA — issuance of succession certificates under the 2021 Act.
• Civil Court — succession certificate petitions, letters of administration, probate.
• Banking Mohtasib — complaints where the bank refuses to release funds.
• High Court — writ petitions, appeals and constitutional relief.
• SBP — regulatory complaints against banks.

Key Legal Issues

• Determination of legal heirs and their shares
• Validity of nominations and joint account clauses
• Bank’s obligation to release funds on production of a certificate
• Refusal by the bank without lawful justification
• Disputes between widows, children and other heirs
• Limitation period for filing claims

Focused on Succession Matters

We handle succession certificates, letters of administration, and deceased account matters as a core area of our practice.

NADRA & Court Experience

We are familiar with the NADRA process under the 2021 Act and with civil court succession proceedings.

Bank Coordination

We deal directly with banks that refuse to release funds, and pursue complaints before the Banking Mohtasib where necessary.

Sensitive to Family Disputes

We understand the sensitivity of family matters and work to resolve disputes respectfully and efficiently.

Clear, Honest Advice

You will be told the strengths and weaknesses of your case, the likely cost, and the realistic timeline — before you commit.

Nationwide Coverage

We appear before NADRA, civil courts, Banking Mohtasib and High Courts across Pakistan, and coordinate local appearance in all major cities.